Pet health insurance start young and be safe - Petquote pet insurance
When you have a healthy young kitten or puppy, it’s easy to think nothing can go wrong. So in the midst of all the other expenses you are suddenly facing, it can be tempting to regard pet health insurance as something you can forget about for the time being.
However, the older your pet becomes, the more necessary pet health insurance becomes - and the more expensive too. And the problem is that once your pet develops a particular condition before you’ve insured him, that condition will be excluded from insurance claims!
So the principle is, for pet health insurance for your cat or dog, the earlier the better.
The earlier you start the lower the premiums are. You can start at 8 weeks – some pet health insurance providers will allow you to start at 5 weeks.
It’s easy for kittens and puppies to stray. Puppies can easily cause accidents, and do all sorts of damage as they haven’t yet been trained. Kittens are often involved in accidents – sadly they can be trodden on or squashed in doors because they are difficult to spot.
Kittens can get ill quite quickly. Often they get better quickly too, but it’s frightening while it lasts. For instance, one condition that affects kittens is a type of infection that causes joint inflammation. The kitten stops eating, stops playing and is obviously in severe pain. The condition can be treated and the kitten is soon back to normal, but at a minimum it need a course of anti-inflammatories and a course of antibiotics – this is expensive!
If you wait until your pet is actually ill or has an acccident before taking out pet health insurance, that condition or treatment won’t be covered. The later you leave it, the more likely it is that there will be a pre-existing condition – and the higher the premiums will be.
Don’t take the risk! Leaving it too late to get pet health insurance could be a costly mistake – for you AND your pet.
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