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British Small Animal Veterinary Association - Pet insurance
The British Small Animal Veterinary Association recommends the principal of pet health insurance to its members and their clients.


 
 
 

So you want a posh puss: things to bear in mind

There are many things that divide the world of cat owners!  One big question is whether to have a pedigree cat or a moggie.

If you have decided on getting a cat, this is one of the decisions you have to take.  What you decide will depend on what you are looking for in a cat. 

Of course, if money is an issue, you probably won’t need to be told that a pedigree cat is far more expensive.  For a start, buying a pedigree kitten could set you back several hundred pounds.  On the other hand, the world is full of little moggies needing a home.  The sad thing is that because they are free, they often end up with the most irresponsible owners.

But of course, for a pedigree, it’s not just the purchase price that’s higher.  Cat insurance often costs a lot more too.  There are two main reasons for this.  A pedigree cat is more likely to be stolen.  And particular breeds tend to be prone to specific medical conditions. 

But it’s really important – in fact, essential – to take out cat insurance for a pedigree puss. So you must factor in the cost of a cat insurance policy when you are making your decision.

And remember that you must insure him at the earliest possible age.  Once a condition becomes apparent, it could prove impossible to get this condition covered with any provider of cat insurance

If you still fancy a pedigree cat, you need to decide what you want from a cat, and get to know the characteristics of different breeds.  Siamese cats are wonderful companions.  They are very affectionate, really communicate with you, and are extremely intelligent.  Persians and other long-haired breeds are gorgeous to look at but demand a huge amount of attention and care.  A long-haired cat absolutely must be groomed at least once a day.  If you don’t groom him his coat will become matted, and he will swallow large quantities of hair which will cause hairball.

Most people who own moggies find that they can give you at least as much fun, enjoyment and pleasure as a pedigree.  A moggie kitten can usually be taken from its mother at an earlier stage.  This means he is likely to bond with you more readily and will fit into your family with very little hassle.  A moggie is less costly than a pedigree, but there are still plenty of expenses – food, cat insurance and routine vet bills.   

Whatever you decide, make sure you choose the cat that’s right for YOU – not to impress your friends.  And tot up the costs beforehand, not when it’s too late

 

 
 
 

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